Requesting a Budget Reallocation

You are moving money between line items, not adding to your budget. The total has to stay equal to your original loan budget.

• Reallocation requests are submitted in the Sitewire web portal. They are not available in the mobile app.
• There is no limit on how many you can submit over the life of your loan, but only one can be active at a time.
• Submit and wait for a decision before your next draw, so the draw reflects your approved budget.
• We cannot order an inspection while a budget change is under review.

1. Open the Property page and start a reallocation request. If you do not see the option, contact your branch.
2. Enter a positive number next to any line item you want to increase.
3. Enter a corresponding negative number next to the line item or items you are taking it from.
4. Add a reason for each change.
5. Upload supporting documentation. Optional, but it helps us say yes faster.
6. Confirm your net change is $0, then submit.

If the net is not zero, the system will not let you submit. Every dollar added to one line has to come out of another.

• You get an email confirming we received it.
• Your branch reviews it.
• If we need more information, you will get an email asking you to update and resubmit.
• When the review is done you will get another email, and any approved changes appear in your project budget.

We may approve all, part, or none of what you asked for. Once a request is resolved you can submit another.

Talk to your branch before you submit if you are not sure how to structure the change. It is faster than a round trip.